Fast, Economic Solutions

Convenient, affordable processing without dedicated terminals. Are you looking for a way to process payments with a minimal investment of time or money?

Whitney Merchant Services' VirtualMerchant is an easy, economical hosted software solution that lets you use any PC with an Internet connection to efficiently and cost-effectively process credit card transactions. The solution can efficiently handle payment transactions face-to-face, mail order/telephone order (MO/TO), or e-commerce environments. It's ideal for traveling sales people, or managers who need to process orders after-hours from any location.

How VirtualMerchant Works

VirtualMerchant works as a virtual terminal in both face-to-face and MO/TO environments, enabling smaller businesses to use one PC to do their accounting, manage inventories and process payments.  Your account can be quickly and easily accessed from any PC with an Internet connection using a secure logon. VirtualMerchant also supports an unlimited number of users and Merchant IDs -- serving retailers of any size and allows for connectivity for all necessary peripherals for face-to-face retail transactions.   

• Correlates MO/TO authorizations with settlements to ensure that cards are not billed until products are shipped, meeting VISA® and MasterCard® regulations
  
  
• Maintains a detailed record of the most recent 12 months of transaction activity, so you have access to the information you need long after a batch is gone.
  
  
• Exports comma separated value (CSV) data into other applications for further analysis or tracking. 
  
  
• Employs the latest SSL Certificate encryption technologies to ensure transactions are processed in a safe and secure manner.
  
  
• Offers a lower up-front cost compared to the price of a typical POS terminal.
  
  
• Leverages existing PC and Internet connections, eliminating the costly need for terminals and dedicated phone lines.
  
  
• Matches credit adjustments to authorizations, saving money by minimizing downgraded transactions. 
  
  
• Provides faster authorization and processing times compared to typical dial-up terminals.
  
  
• No additional fees for software upgrades, new releases or technical support -- greatly reducing the total cost of ownership.
  
  
• For more information about VirtualMerchant, click here.
  
  

For more information about Whitney Merchant Services, simply call (866) 949-6790, click here, or visit your nearest Whitney Branch.