Q: Where can I buy foreign currency for my trip?

A: You can order foreign currency at any Whitney location and it will be delivered to any branch for you to pick up the next business day.

Q: Should I buy foreign currency here or at my destination when traveling overseas?

A: We recommend having some foreign currency with you when you arrive at your overseas destination to cover taxis, tips and incidental cash purchases.

Q: How can I find a foreign exchange rate or information about what is happening in the foreign exchange market?

A: You can contact Whitney's Trading Desk and talk with one of our knowledgeable traders. They have access to current market information as well as historical data.

Q: Can I use my personal Whitney checks to make overseas payments?

A: Yes, provided the foreign recipient agrees. However, it is not advisable since their bank would have to collect the item often creating additional expense and delay. The Whitney issues checks in U.S. dollars or foreign currencies drawn payable overseas that can be used to pay your foreign obligations. Also, remember that your Whitney Visa® Credit Card or Check Card can be used all over the world where Visa is accepted.

Q: Why are Whitney's currency rates different from the rates quoted in the Wall Street Journal?

A: The foreign currency rates quoted in publications such as the Wall Street Journal are taken as of a specific time from the previous business day's market and usually relate to transactions of one million U.S. dollars or more.

Q: How can I protect myself from value fluctuations if I deal in a foreign currency?

A: There are a couple of ways the Whitney can help you with this. [1]. We can provide forward foreign exchange transactions to hedge [fix the U.S. dollar value] of future payments or receipts in foreign currency. [2]. For your immediate requirements, we can provide you with checks and wire transfers in foreign currency.