Here are commonly asked questions that we receive about our various International Banking services.

Private Banking Services

How confidential are my transactions?
Are my deposits insured?
What about taxes on my interest income?
How safe is the Whitney Bank?
What do I need to open an account with the Whitney?
Can Whitney help my business with banking needs in the U.S.?
How can I make an appointment with an International Private Banker?

Trade Services

Why consider international trade?
I have never dealt internationally. Where do I begin?
I always sell for cash in advance. Why should I change?
How do I get paid?
How much do Letters of Credit cost?
My bank will not finance foreign receivables. What can I do?
Getting credit checks . . . should I bother?
Can I require payment in U.S. dollars in order to avoid foreign exchange risk?

Foreign Exchange Services

Where can I buy foreign currency for my trip?
Should I buy foreign currency here or at my destination when traveling overseas?
How can I find a foreign exchange rate or information about what is happening in the foreign exchange market?
Can I use my personal Whitney checks to make overseas payments?
Why are Whitney's currency rates different from the rates quoted in the Wall Street Journal?
How can I protect myself from value fluctuations if I deal in a foreign currency?

Paying & Receiving Services

Can I use my ATM card overseas?
If I use my ATM card, is the conversion rate comparable to the rate I would be charged in the U.S. or at a bank?
Should I take any cash with me when traveling overseas?
Can Whitney wire funds anywhere around the globe and if so, how fast does it get to the destination?
Can I get a check issued in a foreign currency?
Can I return unused foreign currency to the Whitney?
Can I use my personal Whitney checks to make overseas payments?
Is there any Euro currency in circulation yet?