When growing a business, you need access to valuable resources. Whitney's experienced lenders can help you with various forms of financing from our government guaranteed SBA loans to commercial term loans and lines of credit - even commercial real estate financing. Our lending services can help a good idea develop into a business success.

Loans and Lines of Credit

Our Business Bankers will work with you to structure the proper credit facility for your company, whether it is a seasonal line of credit to fund short term operating cycles or long term financing for purchasing new equipment.

Business Edge Line of Credit

Our newest credit line is designed to give your business ready access to funds to help you meet any unexpected financial challenges of opportunities.

• Minimum $10,000, Maximum $100,000
• Revolving Line of Credit - may be secured or unsecured
• Access by check, Whitney Information Line, VISA® Platinum Check Card, Whitney Online or ATM
• Stand alone Line of Credit*, or as Overdraft Protection
• Variable rate indexed to Whitney Prime
• Monthly payment equals 2% of outstanding balance, or interest only

To find out more about these business accounts contact your Business Banker or call 1-800-681-9015.

*Stand alone lines are not accessible by VISA® Check Card.  Stand alone lines are not accessible by VISA Check Card or ATM card in Mississippi.

Government Lending Programs

A wide range of options and the dedicated service and attention you need

		More flexible terms than those available with conventional loans
		The Whitney holds a "Preferred Lender" designation with the U.S. Small Business Administration (SBA). This lets us help our clients by marketing SBA loans available to them throughout all of our markets.
		Whitney participates in the following Government Lending programs:
			U.S. Small Business Administration (SBA)
				7(a) including Low Doc - used for equipment, real estate, business acquisition and other term loan needs.
				CapLine - used for working capital needs created by accounts receivables and inventory.
				Export Working Capital - special financing to accommodate the growing export market.
				504 - long term loans for real estate and fixed asset acquisition and construction.
			USDA's Business and Industry Program
				To meet the commercial needs of rural businesses.
			LEDC
				Guaranty and participation in programs of the Louisiana Economic Development Corporation.
			EX-IM Bank
				Guarantees and export insurance for larger exporting needs.

For more information on how Whitney's Government Lending programs can help you start or grow your business, call our Economic Development Lending division at 1-800-347-7272 (Ext. 2576).