A High Quality Retirement Plan
Is Important to Your Business

Attracting and keeping superior employees is key to most businesses' success. Attractive benefits packages including retirement plans are important factors in the employment decision. Indeed, recent surveys show that next to health care, most employees consider a retirement savings plan the most important piece of a benefits package.

Your Choices in Retirement Plans

Today, most companies choose defined contribution plans. They are particularly appealing to small, mid-sized and family owned companies, because they are cost effective and easy to administer. Defined contribution plans let your employees shelter income and growth from taxes during their working years. They include 401(k) plans, money purchase plans, and profit sharing, SEPs and SIMPLE IRA plans.

What to Look For in a Retirement Plan

Some of the important things to consider in selecting a retirement plan for your company are:

		High quality investment options. Do the mutual funds offered perform well and follow their stated investment objectives?
		A variety of investments. Your employees will have different risk tolerances. Some will be retiring in the next few years, while others are just beginning their careers. Will your plan offer a range of choices?
		Easy access to account information. In addition to quarterly statements, does your plan offer 24-hour account information through the phone and the internet?
		Good communication. Many of your employees may be new to investing. Will the provider help explain the plan and provide easy to understand information?
		Simple administration. Will the plan be easy for you to set up and maintain?

The Whitney Retirement Plan Solution

Because selecting the right retirement plan is so important to you, your company and your employees, we invite you to consult our retirement plan specialists. We'll work with you to find the plan best suited for your company, then handle the details such as investment options and administration. For more information, please call 1-800-651-9227, Monday - Friday from 8:00 to 5:00 CT. Or contact a local office to speak with a representative in your area.

Your Choices in Retirement Plans

Today, most companies choose defined contribution plans. They are particularly appealing to small, mid-sized and family owned companies, because they are cost effective and easy to administer. Defined contribution plans let your employees shelter income from taxes during their working years. They include 401(k) plans, money purchase plans, profit sharing plans, SEP and Simple IRA plans.