Home Equity Loans & Lines

Whether you want to create your dream kitchen, or pay off debts, the equity you have built in your home can provide you with possible tax-saving financing solutions. Let a Whitney Banker help show you the way.

Home Equity Line

If flexibility is your priority, then a credit line is your best option. This powerful financial tool is ready when you are with fast and easy access to the cash you need at a rate you can afford.

Ongoing accessibility: Access available funds now and in the future to pay for home improvements, education expenses, and other recurring needs without reapplying.

Flexibility: Adapt to changing interest rates without refinancing-simply convert all or part of your balance into a fixed-rate for predictable monthly payments.

Potential tax benefits: Unlike personal loans or credit cards, the interest on your home equity line may be fully tax deductible. Consult your tax advisor for details.

• No closing costs for loans $250,000 or less*
• Borrow up to 90% loan-to-value in LA and 80% in TX
• Convenient access in person or by check**
• Link to your Whitney personal checking account for overdraft protection**

Fixed Rate Home Equity Loan

The perfect solution for a purchase you've been planning or to consolidate high-interest debt. Lock in a low rate and get a fixed, predictable payment.

• No closing costs for loans $250,000 or less*
• Borrow up to 90% loan-to-value in LA and 80% in TX
• Fixed-rate terms and equal payments
• Interest may be fully tax deductible. Consult your tax advisor.

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Our bankers are registered Mortgage Loan Originators and ready to assist you with all your borrowing needs. To acquire your Banker's unique identifier (MLO ID), please call 1-800-844-4450 or view Safe Act Registry.

Normal credit qualification apply. Information subject to change without notice.
*For loan amount of $10,000 or more, Whitney will pay all closing costs on loans & lines up to $250,000 and up to $500 in closing costs for loans and lines over $250,000. Waived costs exclude: Orleans Documentation Fees.
**Overdraft option and check access not available in Texas.