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Whitney VISA Credit Card: *6.25% APR for Whitney SELECT customers only; 9.25% APR if not Whitney SELECT. APRs accurate as of 2/22/10 and subject to change. For current rate information call 800-326-3501.

Smart Checking Plus: *Must be enrolled in Online Banking to access BillPay. **6.25% APR (Annual Percentage Rate) for Whitney SELECT customers; 9.25% APR if not Whitney SELECT. APRs accurate as of 2/22/10 and subject to change. For current rate information, call 800.326.3501. †Must have both a personal Whitney VISA® Check Card and a personal Whitney VISA Credit Card to participate.