Please read the following information about the rewards offered through Whitney Points Plus.*

1-800-FLOWERS®

1-800-FLOWERS® is not a sponsor of this promotion. Items may vary and are subject to availability, delivery rules and times. Your gift certificate is only redeemable for merchandise ordered online at www.1800flowers.com, by phoning 1-800-FLOWERS (1-800-356-9377) or at participating 1-800-FLOWERS.COM retail locations. Gift certificate is not redeemable for cash. Void where prohibited.

Avis

Advance reservations are recommended and may be made by calling the Avis Reservation Center. The Avis Reservation number is 1-800-331-1212. Travel voucher may be used as payment for rental of a vehicle in the amount stated from participating Avis locations in the United States.

Barnes & Noble

Barnes & Noble gift cards may be used at any Barnes & Noble store nationwide and online at Barnes & Noble.com (www.bn.com). They may also be used at any Barnes & Noble College Bookstore location, B. Dalton Bookseller, Bookstar, and Bookstop store. Barnes & Noble Gift Cards will not be replaced if lost or stolen. They will not be exchanged for cash except where required by law. Other conditions may apply to online usage. See website for details. Barnes & Noble gift cards are issued by Marketing Services (Minnesota) Corp. Barnes & Noble is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Barnes & Noble is not liable for any alleged or actual claims related to this offer.

Bath & Body Works

Bath & Body Works is not a sponsor of this promotion and is not affiliated with Whitney National Bank and Whitney Points Plus. The Bath & Body Works® name and logo are registered trademarks of Bathco, Inc.

Bedandbreakfast.com

Bedandbreakfast.com – For the complete terms and conditions, please go to

www.bedandbreakfast.com/GiftCertificateTerms.aspx. These Terms constitute the entire agreement and your possession or use of this Certificate constitutes your acceptance of these Terms. This certificate does not expire. Certificates are not redeemable for cash and are nonrefundable. Bedandbreakfast.com gift certificates are valid only at participating U.S. properties. NOT ALL B&Bs and inns participate in this program. For a complete list, visit www.bedandbreakfast.com and click on “gift certificates.” ALL PROPERTY SPECIFIC POLICIES, INCLUDING DEPOSIT, MINIMUM STAY AND CANCELLATION POLICIES APPLY. Bedandbreakfast.com is not liable for lost or stolen gift certificates. Lost or stolen certificates may be reissued as long as you retain the certificate(s') tracking number and name of the purchaser, and the lost or stolen certificate(s) have not yet been redeemed and/or have not expired. A processing fee will apply. If a certificate is presented for qualifying services with a price of less than the face value of the certificate, the unused amount will remain on the certificate and can be used for other qualifying services or for future stays.

Bed Bath & Beyond

Bed Bath & Beyond gift cards are redeemable at all Bed Bath & Beyond locations nationwide and online at www.bedbathandbeyond.com. Gift cards are redeemable for merchandise only and may not redeemed for cash, except where required by law. Bed Bath & Beyond and its related marks are registered trademarks of Bed Bath & Beyond Inc.

BEST BUY™

BEST BUY™ is not affiliated with Whitney National Bank. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion. BEST BUY and the BEST BUY logo are trademarks of Best Buy Enterprise Services, Inc.

BLOCKBUSTER®

Membership rules and certain restrictions apply for rental at BLOCKBUSTER®.  BLOCKBUSTER GiftCards are subject to complete terms and conditions found on GiftCards and/or packaging. GiftCards cannot be used to purchase GiftCards. GiftCards are redeemable at participating BLOCKBUSTER store locations. BLOCKBUSTER name, design and related marks are trademarks of Blockbuster Inc. © 2006 Blockbuster Inc. All rights reserved.

Brinker International®

Brinker International® (Chili’s Grill & Bar®, Macaroni Grill®, On The Border Mexican Grill & Cantina® and Maggiano’s Little Italy®) is not a sponsor or co-sponsor of this promotion.

Cabela’s

Cabela’s gift cards are redeemable online, through our catalog, or in any of our retail stores. Change will not be given and gift cards may not be exchanged for cash. Gift cards may not be used to pay a balance on a Cabela’s VISA card.

Callaway Golf

Callaway Golf is not a sponsor of this promotion. Can only be redeemed online at www.callawaygolfgiftcard.com or over the phone.

Darden Restaurants

Darden Restaurants, Inc. (Red Lobster®, Olive Garden®, Bahama Breeze®, and Smokey Bones®) is not affiliated with Whitney National Bank. Darden Restaurants is not a sponsor or co-sponsor of this program. Use of our restaurant names, logos or trademarks requires written approval from Darden Restaurants, Inc. See backside of gift card for additional terms and conditions or visit www.dardenrestaurants.com/legal.asp.

Godiva

Godiva is not a sponsor of this promotion. Treat this card like cash. This card is not a debit or credit card. This card can be redeemed at any company-owned Godiva store or online at www.GODIVA.com. This card is redeemable for merchandise only. It cannot be redeemed for cash unless required by law. To locate the store nearest you, please visit www.GODIVA.com. To check your balance, call 800.943.5309 or visit any company-owned Godiva store. The value of this card will not be replaced if lost, stolen or destroyed without valid proof of purchase. Use of this card is restricted to U.S. purchases. Godiva

Chocolatier reserves the right to change these requirements.

Harry and David

Harry and David is not a sponsor of this promotion.

Hertz

Advance reservations are recommended and may be made by calling the Hertz Reservation Center. The Hertz Customer Service number is 1-800-654-2210. Check voucher may be used as payment for rental of a vehicle from participating Hertz locations worldwide and may be accepted by Travel Agencies or directly at participating Hertz Rental locations. Valid on International rentals. RENTALS USING THIS VOUCHER MAY NOT BE RESERVED ONLINE. Renter must satisfy minimum age, credit and other driver qualifications in effect at time and place of rental. The benefits associated with the CDP# that are printed on the reverse side of the voucher apply to the use of each respective voucher. No other CDP# can be used in combination with this voucher. If no redemption limit appears on the face of the voucher, up to three vouchers identified by the same CDP# and IT# can be used on the same rental. Vouchers cannot be combined with any other voucher, coupon, discount rate (such as AAA or corporate discounts), or other certificate. Vouchers may not be redeemed in whole or part for cash and no change, credit or refunds will be given on any unused portion of the check voucher. Certificate is valid through the expiration date printed on the check voucher. Desired vehicle is subject to availability. Original certificate must be presented and surrendered at time of payment and receipt of rental vehicle. Renter will not receive credit for Frequent Travel or Loyalty Program miles/points when using a voucher. FOR INTERNATIONAL RENTALS:Advance reservations are required at least eight hours prior to departure from the U.S. The U.S. Dollar value will be valued in local currency when you surrender the certificate at the time and place of rental. Vouchers redeemed at participating international locations can only be used on non-prepaid Affordable Weekly rates of at least one week but not longer than three weeks. Renters must present a valid driver’s license held at least one year prior to rental. Vouchers are not a guarantee of performance or a confirmation of reservation. See voucher for International terms.

Hyatt

The Hyatt Stay certificate is redeemable only at participating Hyatt locations listed on the front of the certificate. Locations are subject to change without notice. This certificate is valid for the number of nights indicated on the front. Certificate is good for one continuous stay comprising consecutive nights at any one Hyatt. No credit will be issued for any certificate that is not fully used. Accommodations are subject to availability at time of reservation and blackout dates may apply due to seasonal periods or special events. Valid for a standard guestroom, single or double occupancy, and may only be applied to the guestroom rate and associated taxes. Not applicable for food, beverage, service, or incidental charges. Gold Passport Points will not be given for the value of the certificate. Reservations for your Hyatt stay must be made in advance by calling 800.555.0233 in the U.S. or your nearest Worldwide Reservation Center. The certificate code must be provided when making reservations. Normal arrival and departure restrictions apply. The availability of certificates and travel from certain destinations shall be subjected to respective government approvals, regulations, restrictions and applicable taxes. This certificate is not combinable with Upgrade certificates, other promotional certificates, group travel, tour packages, conventions, or special rate programs. Not redeemable for cash or other substitutions, not replaced if lost, destroyed, stolen, or expired, and void if altered, photocopied, or reproduced. Tax liability, if any, including disclosure, is user’s responsibility. Certificate void if sold for cash or other consideration.

The original certificate and identification will be required when you check in. Hyatt reserves the right to request a form of security deposit in advance for expenses not covered by the certificate. This certificate will not be extended beyond the expiration date. Terms are void where prohibited by law. Terms and Conditions of the certificate are governed by the laws of the state of Maryland, USA. Hyatt Hotels & Resorts encompasses hotels and resorts managed, franchised, or operated by two separate groups of companies – Hyatt Corporation and its affiliates and affiliates of Hyatt International Corp. © 2006 Hyatt Fulfillment of Maryland, Inc.

Linens ’n Things

Redeemable for merchandise at LNT locations in the U.S. Purchases will be deducted from the LNT gift card until the value reaches zero. This card is not redeemable for cash unless otherwise specified by law. For balance inquiries visit any LNT location or call 1-800-799-6247. No service fee. Gift card value never expires.

LOWE’S®

LOWE’S® and the GABLE MANSARD DESIGN are registered trademarks and service marks of LF, LLC. Lowe’s is not affiliated with Whitney National Bank.

Macy’s

Macy’s is not a sponsor or co-sponsor of this promotion. Terms and conditions are applied to gift certificates/gift cards. Macy’s is not liable for any alleged or actual claims related to this offer. Valid at Macy’s and macys.com.

Marriott

Marriott Cheques are valid at all Marriott and Renaissance Hotels & Resorts; Courtyard; Residence Inn; TownePlace Suites; Fairfield Inn; SpringHill Suites and Marriott Vacation Club locations. It is not necessary to be a registered guest to use Marriott Cheques. If a registered guest, charge goods and services to the room and present the cheque at the front desk at check-in or check-out. If a non-registered guest, present the cheque at the time of purchase. The total charges will be reduced by the face value of the cheque. Credit must be established at check-in by presenting a valid form of payment, which may include presenting Marriott Cheques. Marriott Cheques may not be acceptable at concessions within the hotel not owned or operated by Marriott or Renaissance. Please confirm with the hotel prior to making the purchase. This cheque is issued by and is the property of MI Fulfillment Services, LLC. Marriott Cheques are not redeemable for cash. Change will not be given on cheques presented as payment for goods and services. Cheques are void and will not be honored if sold for cash or other consideration. Marriott Cheques may be supplemented by payment of cash, acceptable 60 checks, or valid credit card. Marriott Cheques may be used for all publicly listed and available room rates and packages, but cannot be used for convention, travel industry, tour, advance purchase, catering, or group room rates. Marriott Cheques are not replaceable if lost, stolen, destroyed or expired. Marriott Cheques are transferable when gifted. Any tax liability, including disclosure, connected with receipt or use of this award is the recipient’s responsibility. Marriott Cheques are accepted at face value in U.S. dollars. Cheques will be converted into local currency value at the hotel’s current exchange rate. Marriott Cheques may not be resold.

Marriott Flex Certificate

Awards may not be valid where restricted by law. Guest must present and surrender the award at check-in. This award may be used to pay for the expense of a comfortable guestroom, full breakfast buffet, or all-American breakfast for two, and related taxes only, and not to pay for other food, beverage, parking, service charges, other taxes, or other incidental expenses. This award is good for one guestroom for the number of night(s) shown on the front of this award. This award is issued by and is the property of MI Fulfillment Services, LLC. Awards are not redeemable for cash and are void if sold for cash or other consideration. Awards are not replaceable if lost, stolen, destroyed or expired. Any tax liability, including disclosure, connected with receipt or use of this award is the recipient’s responsibility. Length-of-stay restrictions may apply. Participating properties are subject to change. See reverse side of award for complete terms and conditions.

Orvis

Orvis gift cards are redeemable online at www.orvis.com, through Orvis® catalogs by phone or mail, or at 29 Orvis® retail stores. Gift cards can also be used at 59 fly fishing and wing shooting lodges in the U.S. or Canada. Orvis® retail stores are located across the United States in 17 states. Orvis is not a sponsor or co-sponsor of this promotion.

Pier 1 Imports®

Pier 1 Imports® is not affiliated with Whitney Points Plus. Pier 1 and Pier 1 Imports are registered trademarks of Pier 1 Services Company.

Sears

Sears gift cards are redeemable for merchandise and services purchased in conjunction with merchandise at participating Sears, Roebuck and Co. store locations in the United States and Puerto Rico. Gift cards cannot be redeemed for cash or applied to Sears credit accounts. Cards will not be replaced if lost or stolen. Sears gift cards expire two years from issue date except in CA and NH and where prohibited by state law. Sears is not a sponsor or co-sponsor of this promotion.

Smith & Hawken®

Smith & Hawken® – Your gift card can be used for merchandise purchases at Smith & Hawken stores, by phone at 800.776.3336, or at SmithandHawken.com. Lost or stolen cards can not be replaced. Gift cards are not redeemable for cash.

Starbucks

The Starbucks logo and the Starbucks card design are trademarks or registered trademarks of Starbucks U.S. Brands Corporation.

Toys “R” Us

Toys“R”Us is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Toys “R” Us, Inc. is not liable for any alleged or actual claims related to this offer.

*Rewards can be redeemed by registered Whitney Points Plus members through whitneypointsplus.com or by calling 888-331-1057.

About Whitney Points Plus:

Must have both a personal Whitney VISA Check Card and either a personal Whitney VISA Classic or Platinum Credit Card to participate. Qualifying purchases are VISA signature-based transactions, including online or other purchases when no PIN is used. Gaming related purchases, cash access transactions (such as cash advances, purchase of money orders, traveler's cheques or cashiers checks) and PIN-based transactions are not eligible to earn points. Other restrictions may apply.