Use your home's equity to buy the things you want or need now. Our equity products are available in our market areas of Louisiana, Mississippi, Alabama Florida and Texas.

Equity Loan

Fixed payment each month

		Borrow at a competitive fixed rate for a set term
		Defer your first installment payment for 60 days in Louisiana, Mississippi, Alabama and Florida, 45 days in Texas*
		Terms available to fit varying needs
		100% equity loan available in Louisiana, Mississippi, Alabama and Florida, 80% loan available in Texas
		Save ½% off your equity loan rate with continuous automatic payment from your personal Whitney checking account **
		Apply online, by phone or in a branch
		Possible tax savings - consult your tax advisor
		Balance counts toward Whitney SELECT

* Interest will accrue from date of loan origination.

** Not available on all loans. See a Whitney Banker for details.

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Equity Line

A secured line of credit you can draw on any time by writing an equity line check

		Low variable rate
		Interest will accrue only if you use the line (or carry a balance)
		Apply online, by phone or in a branch
		Possible tax savings - consult your tax advisor
		Outstanding balance counts toward Whitney SELECT

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