Whether you want to create your dream kitchen, cover tuition expense or pay off debts, the equity you have built in your home can provide you with possible tax-saving† financing solutions. Let a Whitney Banker help show you the way.

Fixed Rate Home Equity Loan

The perfect solution for a purchase you've been planning or to consolidate high-interest debt. Lock in a low rate and get a fixed, predictable payment.

		Little-to-no closing costs*
		Borrow up to 90% loan-to-value in LA & MS, 80% in AL, FL & TX
		Repayment terms up to 15 years
		No pre-payment penalty
		Defer your first payment for up to 60 days (45 in Texas) **
		Save ½% off your equity loan rate with continuous automatic payment from your personal Whitney checking account ***
		Balance counts toward Whitney SELECT

Apply Now or visit a Whitney Banker at one of our convenient locations

Home Equity Line

If flexibility is your priority, then a line is your best option. This powerful financial tool is ready when you are with fast and easy access to the cash you need at a rate you can afford.

		Little-to-no closing costs *
		Borrow up to 90% loan-to-value in LA & MS, 80% in AL, FL & TX
		Convenient access in person or by check
		Link to your Whitney personal checking account for overdraft protection***
		Monthly activity statements
		Interest will accrue only if you use the line (or carry a balance)
		Outstanding balance counts toward Whitney SELECT

Apply Now or visit a Whitney Banker at one of our convenient locations

* For loan amount of $10,000 or more, Whitney will pay all closing costs on loans up to $250,000 and up to $500 in closing costs for loans over $250,000. Waived costs exclude: AL- Mortgage Recording Tax, FL - Documentation Stamp Tax and Intangible Tax, and LA -- Orleans Documentation Fee. ** Interest will continue to accrue from date of loan origination. *** See a Whitney Banker for details. † Consult your tax advisor about potential tax savings.