Whatever you are saving for, the Whitney has
an account that will help you meet your financial goals. Whether
you're looking for a long-term investment for the future or a
short-term return on liquid funds, we offer a wide variety of
savings and investment tools. Here are our most popular.
Accounts That
Earn Interest

MoneyMax
Personal
Money Market
Whitney
Savings
Power Savings
Fixed Rate Term
Deposits

Certificates
of Deposit
Saving for Education

Education Savings Account
(Formerly Education IRA)
Limited Transaction Accounts

Limited Transaction Accounts include Money Market Deposit Accounts (MMDAs) and Savings Accounts that are subject to federal banking regulations that require financial institutions to restrict the number of withdrawals and transfers that can be made during a monthly statement period. We limit the number of checks and debits you can have in a monthly statement period as explained below, but there is no limit on the number of credits and deposits.
You can make an unlimited number of cash withdrawals or transfers to your other Whitney Accounts when made in person at ATMs, or at our teller windows by using the special withdrawal slips provided for this purpose. All other debit transactions are collectively subject to a total of SIX per monthly statement period. If you exceed this limit, we will notify you by mail that we may change the Account to one with no withdrawal limits, or to one that is non-interest bearing, or we may close the Account.
When activity for a monthly statement period of an MMDA exceeds the permitted transactions, an excessive withdrawal fee per withdrawal or transfer will apply. We do not allow checks or paper drafts to post against Savings Accounts and fees for withdrawals may apply. Please refer to our current fee schedules.
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