Combine all your loan and deposit balances and earn rewards for doing all your banking with us. These rewards include free and discounted services and special recognition.

As a Whitney SELECT member you'll enjoy:

		No monthly service charge checking on up to two checking accounts
		NO-QUARTERLY FEE savings and NO MONTHLY FEE money market deposit accounts, including our high rate Whitney Premium
		NO ANNUAL FEE on Personal Credit Line or Overdraft Protection *
		NO ANNUAL FEE on VISA® or VISA Platinum Credit Card. SELECT members get a special variable rate of The Wall Street Journal U.S. Prime rate + 3% and a 1% balance transfer rebate **
		½% OFF personal loans, car loans and equity loans with continuous automatic payment from your personal Whitney checking account ***
		Plus much more!	Take a look

How Whitney SELECT works:

Whitney SELECT is like a shopping cart in which you can put your various accounts. If all the balances in the Whitney SELECT shopping cart total $10,000 or more, you'll pay no monthly service charges on up to two checking accounts and all other deposit accounts, and enjoy all the benefits of Whitney SELECT.

You can reach that $10,000 average combined balance by including any or all of these types of personal accounts:

		DEPOSITS			LOANS
		Checking			Car loan
		Savings			Personal loan
		Money markets			Equity loan
		CDs			Equity line
		IRAs			Personal line
					VISA

In any month when balance requirement is not maintained, a service charge of $15 will be assessed to your primary account, but you still receive benefits.

Joining Whitney SELECT is easy

Design your own SELECT plan with any combination of personal deposit or credit services at Whitney. Begin with any personal Whitney checking account, then just select which of your other accounts you want to add to your Whitney SELECT shopping cart. At all times, you control which of your loan and deposit accounts are included in your Whitney SELECT relationship.

*In Mississippi, customers do not pay annual fee whether or not a SELECT customer. In Texas, customers do not pay annual fee on ODP whether or not a SELECT customer. **1% balance transfer rebate good for first 12 months of account opening. *** Not available on all loans. See a Whitney Banker for details.