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Pay no annual fee and enjoy the flexibility of redeeming your points for a wide choice of rewards, including cash back. Plus, new cardholders can take advantage of the special introductory rates.

Whitney VISA® Platinum Credit Card

Whitney Visa platinum
  • No Annual fee*
  • Variable APR indexed to the Wall Street Journal U.S. Prime Rate*
  • Cash access worldwide, everywhere VISA is accepted

Apply Now

You can also visit a branch near you
or call 1-800-844-4450 to apply.

Special Intro Rate for
New Cardholders:

0.00% APR on Purchases for 7 Billing Cycles
1.90% APR on Balance Transfers for 12 Billing Cycles
After that, 12.99% - 17.99% APR which varies with market based on Prime Rate*
After that, 12.99% - 17.99% APR which varies with market based on Prime Rate*

Additional Benefits:

INSURANCE PRODUCTS ARE:
NOT DEPOSITS OF THE BANK OR AN AFFILIATE OF THE BANK NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK

Terms and conditions for all credit card products.

*Index is the Wall Street Journal U.S. Prime rate as designated in the "Money Rates" section of The Wall Street Journal. The APR for the Platinum Card is 12.99% to 17.99% as of 2/2/15. The APR will vary based on your creditworthiness when you open your account, and will vary with the market based on the Prime Rate. A balance transfer fee of 3% of the amount of each balance transfer (maximum fee: $50) and a cash advance fee of 3% of the amount of each cash advance apply.


**A complete description of these benefits including any limitations and applicable third-party fees will be provided at the time the card is issued.


***Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.


†For information about Whitney Points Plus, visit www.whitneypointsplus.com or contact a Whitney banker or one of our dedicated Call Center agents at 1-888-331-1057. Eligible credit card transactions for the Points Plus Rewards program include VISA signature-based transactions, including online and other purchases where no PIN is required. Exclusions include: gaming related purchases, cash access transactions (such as cash advances, money orders, traveler's checks and cashier's checks) and PIN-based transactions. Other restrictions may apply.