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Pay no annual fee and enjoy the flexibility of redeeming your points for a wide choice of rewards, including cash back. Plus, new cardholders can take advantage of the special introductory rates.

 

Whitney VISA® Platinum Credit Card

  • No Annual fee*
  • Variable APR indexed to the Wall Street Journal U.S. Prime Rate*
  • Cash access worldwide, everywhere VISA is accepted
  • Your card comes with enhanced chip and signature technology. Learn more about card security.

 

Visit a branch near you or call 1-800-844-4450 to apply.

 

Special Intro Rate for
New Cardholders:

0.00% APR on Purchases for 7 Billing Cycles after account opening
1.90% APR on Balance Transfers for 12 Billing Cycles after account opening
After that, 13.24% - 17.99% APR which varies with market based on Prime Rate*
After that, 13.24% - 17.99% APR which varies with market based on Prime Rate*

Additional Benefits:

INSURANCE PRODUCTS ARE:
NOT DEPOSITS OF THE BANK OR AN AFFILIATE OF THE BANK NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE BANK OR AN AFFILIATE OF THE BANK

Terms and conditions for all credit card products.

For more information about the 1% cash back and other rewards, including any limitations or restrictions, see a Whitney banker.


*Index is the Wall Street Journal U.S. Prime rate as designated in the "Money Rates" section of The Wall Street Journal. The APR for the Platinum Card is 13.24% to 17.99% as of 2/29/16. The APR will vary based on your creditworthiness when you open your account, and will vary with the market based on the Prime Rate. A balance transfer fee of 3% of the amount of each balance transfer (maximum fee: $50) and a cash advance fee of 3% of the amount of each cash advance apply.


**A complete description of these benefits including any limitations and applicable third-party fees will be provided at the time the card is issued.


***visa® Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult the issuer for additional details or visit www.visa.com/security.


†For information about Whitney Points Plus, visit www.whitneypointsplus.com or contact a Whitney banker or one of our dedicated Call Center agents at 1-888-331-1057. Eligible Credit Card Transactions include any signature-based transaction made using your Credit Card Account, net of any returns, credits or adjustments. Purchases that are initiated fraudulently or with a lost, stolen, counterfeit or cancelled card, gaming-related purchases, cash access transactions (such as, but not limited to, cash advances, the purchase of travelers cheques, money orders or cashier's checks), cash access transactions designated as purchases and account fees or finance charges, if any, are not Eligible Credit Card Transactions. In addition, PIN-based transactions made using your Credit Card Account are not Eligible Credit Card Transactions.